HDFC Regalia Vs American Express Platinum Travel Credit Card

I would put my money on AMEX due to the following reason.

Amex offer many cards in India and i would suggest that American Express Platinum Travel Card is the best offering from amex in India if you are looking for a rewarding and a premium experience and your yearly earning is more than 6 LPA.

Lets get to the details.

Reward rate- more than 8%. Might even touch 15%.

Lets see how

TOPICS	HDFC Regalia Credit Card- Features			AMEX Platinum Travel Credit Card- Features
WELCOME GIFT	MR POINTS	GET 2500 REWARD POINTS		MR POINTS	GET 5000 REWARD POINTS
	1 MR VALUE	0.75 PAISE	RS 1,875/-	1 MR VALUE	SPICE JET	0.50/- PAISE	RS 4000/-
					ATO	0.40/- PAISE	RS 3500/-
REWAR POINTS	SPEND RS.150/- EARN 4 POINTS			SPEND RS.50/- EARN 1 POINT
SPECIAL FEATURES	Get up to 15% discount at partner restaurants including some 5-star restaurants.			Get up to 20% discount at select dining
	Get complimentary Club Vistara Membership and earn 9 CV points for every ₹ 100 spent. Also get additional 5 kg baggage allowance.			$99 Complimentary membership to Priority Pass 4 complimentary visits per year to 29 airport lounges in 12 cities across India
MILESTONE EARNINGS	MILESTONE 1	GET 10000 REWARD POINTS		MILESTONE 1	GET 7500 REWARD POINTS
	SPEND 5 LPA	RS 7500/-		SPEND 1.9 LPA	SPICE JET	RS 6000/-
					ATO	RS 5000/-
	MILESTONE 2	GET 15000 REWARD POINTS		MILESTONE 2	GET 10000 REWARD POINTS
	SPEND 8 LPA	RS 11250/-		SPEND 4 LPA	SPICE JET	RS 10000/-
					ATO	RS 8000/-
					TAJ	RS 10000/-
FEES & WAIVERS	JOINING FEE	RS 2500/-		JOINING FEE	RS 1000/-
	ANNUAL FEE	RS 2500/-		ANNUAL FEE	RS 4500/-
	FEE WAIVER	SPEND 3 LPA TO GET 100% FEE WAIVER		FEE WAIVER	REACH MILESTONE 1	50% FEE WAIVER
					REACH MILESTONE 2	100% FEE WAIVER
ADD ON CARD	NO ADD ON CARDS			2 ADD ON CARDS FREE

What is the best credit card if we compare regali HDFC and amex travel?